PORTUGUÊS
Banking and Insurance Law
Specialized advice on financing, real guarantees, and regulatory compliance under Bank of Mozambique standards, ensuring maximum legal security in financial and insurance operations.
We offer specialized legal advice under the regulation of the Bank of Mozambique and the Law of Credit Institutions and Financial Societies (Law No. 20/2020). We support the structuring of complex financing operations, constitution of guarantees (pledges, mortgages), and analysis of leasing contracts. In the insurance sector, we act in the analysis of contractual risks and in the regularization of claims, ensuring that the relationship between the insurer and the insured respects the standards imposed by the ISSM (Insurance Supervision Institute of Mozambique).
In the banking sector, our performance focuses on the security of credit operations and regulatory compliance. We advise financial institutions and corporate clients in the preparation of loan contracts, autonomous guarantees, and commercial pledges, ensuring that each operation is legally shielded against non-compliance and procedural nullities that may affect liquidity.
We extend our consultancy to the field of Fintech and new means of payment, accompanying the digital evolution of the financial sector. We assist companies in complying with anti-money laundering and terrorist financing standards (AML Compliance), ensuring that technological innovation goes hand in hand with the strict legal compliance required by the national regulator.
In the field of insurance, we support the interpretation of complex policies and the regularization of large-scale claims, especially in the infrastructure and energy sectors. We act in mediation between insurers and policyholders to ensure fair compensation, resorting to specialized litigation whenever there is an improper refusal of coverage, ensuring that the contractual balance is maintained under the supervision of the ISSM.